Terms of Service

Effective date: 25 January 2026

These Terms of Service (“Terms”) govern your access to and use of zaharenkov.com and related pages (the “Site”). The Site is owned and operated by Max Zaharenkov (“we”, “our”, “us”).

By accessing or using the Site, you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Site.

General

Intellectual property

Our content

All content on the Site, including videos, photos, text, graphics, design, logos, and branding, belongs to Max Zaharenkov or our licensors and is protected by intellectual property laws.

You may:

You may not:

Your submissions

If you submit or share content with us (for example via a contact form, email, or social platforms) you confirm that:

You grant us a non-exclusive, worldwide, royalty-free license to use your submission only for purposes related to:

Third-party links

The Site may contain links to third-party websites.

We do not control them and are not responsible for their content, policies, or practices.

Disclaimers

The Site and all content are provided “as is” and “as available”.

We do not guarantee:

Any information on the Site is for general informational purposes only and does not constitute legal, financial, tax, or professional advice.

Collaboration, services, and commercial terms

Some parts of the Site may describe services, collaborations, or products.

Unless otherwise agreed in writing:

If we offer digital products in the future, additional terms may apply at checkout.

Payments and refunds

If you purchase services or products directly from us, the specific payment and refund terms will be shown at the time of purchase or included in a written agreement.

If you have a refund request, contact:

Email: max@zaharenkov.com

Acceptable use

You agree you will not:

Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.

If liability cannot be excluded, our total liability will be limited to the amount you paid us in the 3 months before the event giving rise to the claim, or USD 100 if you paid nothing.

Indemnity

You agree to indemnify and hold us harmless from claims, damages, liabilities, and expenses arising from:

Termination

We may suspend or terminate your access to the Site at any time if we believe you violated these Terms or used the Site unlawfully.

Governing law

These Terms are governed by the laws of England and Wales, without regard to conflict of law principles.

Courts located in England will have exclusive jurisdiction over disputes, unless applicable law requires otherwise.

Contact

Questions about these Terms:

Email: max@zaharenkov.com

Website: https://zaharenkov.com